Financial Information

Payment Options

For your convenience, the links to both CareCredit and LendingClub are below. Applying is fast, simple and private. Why not apply today?

CareCredit

LendingClub

For your convenience, we accept all major credit cards, cash and checks (with appropriate identification). Additionally, we are pleased to offer additional options through our lending partners; CareCredit and LendingClub. The lending partners offer short-term, interest-free solutions as well as long term solutions with competitive rates. We understand that many times dental expenses are unplanned, and therefore we have planned these lending benefits with our patients in mind.

Please note that your insurance policy is an agreement between you and the insurance company. The insurance policy does not take the place of your responsibility for full payment. Again, financial options through our lending partners CareCredit and Lending Club will be available to provide you financial options until your coverage is paid. Clark and Gossett Implant & Oral Surgery staff will do their best to verify your insurance benefits to determine coverage. However, any such verification is not a guarantee of payment by your insurance company. Final determination of payable benefits is determined by your insurance company at the time the claim is received and processed by them.

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Please remember that you are fully responsible for all fees charged by this office regardless of your insurance coverage. Your estimated financial responsibility will be based on your primary dental insurance coverage. As a courtesy, after your primary dental insurance processes, we will submit a claim to your secondary dental insurance on your behalf.

 

We are not contractor providers for any medical insurance companies — Medicare or Medicaid. We will be required to collect in full and as a courtesy file on your medical insurance. Again, financial options through our lending partners CareCredit and Lending Club will be available to provide you financial options until your coverage is paid.

Most insurance companies will respond within four to six weeks with an explanation of benefits (“EOB”). Any remaining balance after your insurance has paid is your responsibility and you will receive a statement for the amount due. Your prompt remittance is appreciated.

In cases of divorced parents, the parent bringing the child to the appointment agrees to be the guarantor for the visit(s) and will be responsible for payment; no exceptions. Should a parent disagree with this policy, the parents will be required to determine which parent is the guarantor and that parent shall be with the child at and during the appointment(s) and sign all financial and treatment documents as the guarantor.

Sometimes, depending upon the procedures we perform, we are required by insurance companies to file medical first. However, this office is not a network provider for any medical insurance, including Medicare and Medicaid. For those insurers who require this office to file medical first, we will collect 100% payment in full, at the time services are provided. We will file your insurance as a courtesy. (We are unable to file for Medicare or Medicaid coverage on your behalf.) We encourage our patients to take advantage of our no-interest solutions while waiting for reimbursement from their insurance companies.

If you have questions regarding your account, please contact us. Many times, a simple telephone call will alleviate any misunderstandings.